Subscribe for the data. Pay only for the AI you use.

They remove different objections. Pro removes the backtest objection for one analyst: the full 28,000+ company universe with delisted companies kept in, 15 years of point-in-time history, single seat. Institutional removes the firm-level one: insider and 13F smart-money data, history back to 1993, foreign issuers, filing-event webhooks and priority support. Both are single-seat licences; teams and firm-wide use are licensed by Enterprise Agreement.

Yes. One Bearer token unlocks the Workspace, the MCP server, the Python SDK and Parquet bulk download at your tier — there is no per-channel billing. The free Benchmark plan gets the same Workspace, scoped to the large-cap US benchmark universe.

Start with the MCP server if you already work inside an AI assistant — connect it and the data appears in the tool you use today. Move to the Workspace when you want research running hands-off: a standing morning brief, signals that re-check a thesis without you opening anything.

Every fact carries the timestamp the SEC accepted its filing. That lets a backtest see only what was genuinely knowable on any past date, so later restatements can't leak future information into your results. Pro sees the date; Institutional sees the intraday time.

New SEC filings (facts, filings, ratios) are typically live within minutes of SEC acceptance, on every plan; prices, index membership and reference tables refresh on trading days. Institutional adds filing-event webhooks that push each new filing to your endpoint within the hour of SEC acceptance. Enterprise: sub-minute push by contract.

Typical, not guaranteed: timing depends on SEC EDGAR and our providers. A custom service level is available on Enterprise.

Never in plaintext. Your key is sealed in a 24-hour encrypted, httpOnly cookie — and so scheduled agents can run while you're away, the encrypted ciphertext is also kept in a key vault, which you can switch off in chat settings or clear in one click. You pay your model provider directly. We never use your key, your prompts or your research to train anything.

That's the design centre. AI runs are paid from your balance. Managed runs use a model allow-list with destructive tools removed. Anything irreversible is staged for your approval and recorded in an audit log. Every figure an agent takes from Valuein's tools carries a fact_id that traces back to its filing, so a number it prints without one stands out.

No. There are no run limits and no run fees: a run costs only the AI compute it uses, at what the model costs plus 30%. Your plan adds monthly AI compute that is spent first, then your balance. With your own Anthropic or OpenAI key we charge no compute at all. One safety brake remains: a single signal fires at most 5 agent runs a day, so a noisy signal cannot spend your balance unattended.

New accounts start with $10 of AI compute. Your plan adds more each month (resets on the 1st, UTC; does not carry over). Top up from $5 any time: money you add never expires, and auto-reload is optional.

Not on a self-serve plan. Sample, Benchmark, Pro and Institutional are all internal-use licences for the subscriber: a paid seat is one named person, who may use the data in their own work and quote insubstantial excerpts, with attribution. Teams and firm-wide use are licensed by Enterprise Agreement, which can also allow, where your Order Form says so, display in your own products and client deliverables, with attribution. Passing the data itself to third parties, reselling it or white-labelling it needs a separate Redistribution Licence, which no plan includes, Enterprise included: email sales@valuein.biz. This applies to every self-serve plan, including Institutional, with no transition period. Historical stock prices are licensed to us by market-data vendors and carry no redistribution rights under any licence.

Pro includes 20-F and 40-F filers — the international and Canadian names listed on US exchanges, such as Alibaba, SAP, ASML and Shopify. Institutional adds 6-K interim reports and the full foreign-issuer universe.

Yes. Monthly plans stop at the end of the billing period. Annual plans are non-refundable past the refund window, but you can switch off auto-renewal whenever you like. Full terms at /terms.