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Overview

FISERV INC

FISVNASDAQFinancialsServices-Business Services, NECCIK 0000798354Large-cap benchmark

Latest 10-K: FY2025, filed Feb 19, 2026 · Open the 10-K (Inline XBRL) ↗

Revenue
$21.19B
3.6%YoYup from FY2024
TotalRevenue
Gross profit
Not reported
Operating income
$5.82B
1.0%YoYdown from FY2024
OperatingIncome
Net income
$3.48B
11.1%YoYup from FY2024
NetIncome
Diluted EPS
$6.34
17.8%YoYup from FY2024
EPSDiluted
Diluted shares
549.0M
5.7%YoYdown from FY2024
WeightedAvgSharesDiluted

At a glance

Growth

  • FISERV INC reported revenue of $21.19B for fiscal 2025, up 3.6% from fiscal 2024.
  • Revenue grew faster than the median S&P 500 member in 2 of the last 5 fiscal years.

Profitability

  • Operating margin was 27.5% and net margin was 16.4%, against a median net margin of 12.8% across S&P 500 members for the same fiscal year.

Per share

  • Diluted EPS was $6.34, up 17.8% from the prior year.
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Written from the filed figures on this page by fixed rules — no AI.

Data as of Oct 31, 2026 · Sources: SEC EDGAR 10-K

Financial statements

Annual figures from the 10-K, most recent fiscal year first.

Income Statement

5 annual periods

Chip: YoY change.

Income Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: large-cap benchmark median change. Line under a label: how many large-cap benchmark companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Revenue
$21.19B3.6%up
Benchmark median 6.4%
$20.46B7.1%up
Benchmark median 4.5%
$19.09B7.6%up
Benchmark median 4.8%
$17.74B9.3%up
Benchmark median 10.3%
$16.23B9.3%up
Benchmark median 13.8%
6.9%
Benchmark median 6.6%
Gross Profit
Median of 315 / 498
—
—
—
—
—
—
Benchmark median 6.2%
Operating Income
Median of 373 / 498
$5.82B1.0%down
Benchmark median 7.3%
$5.88B17.3%up
Benchmark median 7.4%
$5.01B34.1%up
Benchmark median 4.9%
$3.74B63.5%up
Benchmark median 7.5%
$2.29B23.5%up
Benchmark median 23.5%
26.3%
Benchmark median 7.2%
Net Income
$3.48B11.1%up
Benchmark median 4.8%
$3.13B2.1%up
Benchmark median 5.7%
$3.07B21.3%up
Benchmark median 1.9%
$2.53B89.7%up
Benchmark median 1.3%
$1.33B39.2%up
Benchmark median 33.9%
27.1%
Benchmark median 4.1%
EPS (Diluted)
$6.3417.8%up
Benchmark median 6.2%
$5.388.0%up
Benchmark median 7.9%
$4.9827.4%up
Benchmark median 1.9%
$3.9196.5%up
Benchmark median 1.5%
$1.9942.1%up
Benchmark median 34.8%
33.6%
Benchmark median 5.6%

Balance Sheet

5 annual periods

Chip: YoY change.

Balance Sheet, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: large-cap benchmark median change. Line under a label: how many large-cap benchmark companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Total Assets
$80.13B3.8%up
Benchmark median 5.6%
$77.18B15.1%down
Benchmark median 3.4%
$90.89B8.4%up
Benchmark median 4.1%
$83.87B10.0%up
Benchmark median 2.2%
$76.25B2.2%up
Benchmark median 6.7%
1.2%
Benchmark median 4.7%
Total Liabilities
Median of 357 / 498
$54.32B9.8%up
Benchmark median 6.4%
$49.49B17.8%down
Benchmark median 1.9%
$60.22B15.4%up
Benchmark median 2.9%
$52.18B17.8%up
Benchmark median 2.0%
$44.30B7.3%up
Benchmark median 5.2%
5.2%
Benchmark median 4.4%
Stockholders' Equity
$25.81B6.8%down
Benchmark median 6.8%
$27.69B9.3%down
Benchmark median 5.4%
$30.51B3.2%down
Benchmark median 7.3%
$31.53B0.5%down
Benchmark median 2.5%
$31.67B4.2%down
Benchmark median 9.0%
-5.0%
Benchmark median 6.1%
Cash & Equivalents
$0.80B35.4%down
Benchmark median 5.2%
$1.24B2.7%up
Benchmark median 1.9%
$1.20B33.5%up
Benchmark median 6.7%
$0.90B8.0%up
Benchmark median -8.6%
$0.83B7.8%down
Benchmark median -2.9%
-1.1%
Benchmark median 2.0%
Total Debt
$29.00B16.0%up
Benchmark median 2.1%
$24.99B7.4%up
Benchmark median 0.2%
$23.26B8.0%up
Benchmark median 0.3%
$21.54B0.8%up
Benchmark median 0.1%
$21.36B3.3%up
Benchmark median -0.1%
7.9%
Benchmark median 4.3%

Cash Flow Statement

5 annual periods

Chip: YoY change.

Cash Flow Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: large-cap benchmark median change. Line under a label: how many large-cap benchmark companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Operating Cash Flow
$6.06B8.6%down
Benchmark median 6.3%
$6.63B28.5%up
Benchmark median 4.8%
$5.16B11.8%up
Benchmark median 9.9%
$4.62B14.5%up
Benchmark median -0.7%
$4.03B2.7%down
Benchmark median 10.7%
10.7%
Benchmark median 7.0%
Capital Expenditures
$1.76B12.4%up
Benchmark median 5.4%
$1.57B13.0%up
Benchmark median 2.8%
$1.39B6.2%down
Benchmark median 11.3%
$1.48B27.5%up
Benchmark median 14.0%
$1.16B28.9%up
Benchmark median 8.1%
11.0%
Benchmark median 9.0%
Free Cash Flow
Median of 378 / 498
$4.30B15.1%down
Benchmark median 7.3%
$5.06B34.1%up
Benchmark median 6.1%
$3.77B20.2%up
Benchmark median 8.8%
$3.14B9.2%up
Benchmark median -11.3%
$2.87B11.5%down
Benchmark median 10.2%
10.6%
Benchmark median 4.9%

n/m: not meaningful — the base (the prior year, or the first year for the CAGR) was zero or negative, or a per-share figure’s share basis changed (stock split). “—” means the figure is not available.

Benchmark median = median of the companies in the benchmark universe on Dec 31 of each fiscal year, from their own 10-K filings; a change counts only companies whose prior year was positive. Each median uses every member that reports the line item; where fewer than 80% do (banks and insurers file no gross profit), the row names how many. Published where at least 250 companies report it. Updated 2026-10-27. This compares reported figures, not share-price returns. Methodology

Ratios & valuation

FY2025

Every ratio read two ways: Wall Street’s popular formula and the value investor’s stricter one. Same question, same unit. Pick a ratio.

Valuation · Earnings yield

What a dollar of market value earned

9.4%

Wall Street

on net earnings

FY2024 2.6%

11.7%

Value investor

on free cash flow

FY2024 4.2%

Gap +2.3 pts: Value-investor figure 2.3 points higher

How it’s calculated

Wall Street · on net earnings

Diluted EPS ÷ fiscal-year-end share price (1 ÷ P/E)

pe_ratio (ratio table)

P/E 10.6×

Value investor · on free cash flow

(Operating cash flow − capital expenditures) ÷ market capitalisation (fiscal-year-end close × weighted-average diluted shares)

free cash flow ÷ market cap

Each ratio measures one thing two ways, in the same unit: the popular formula, then a stricter one, so a lower figure is the stricter reading. Gap = value-investor figure minus Wall Street figure, from the figures shown.

Price-based ratios use the fiscal-year-end closing price. Free cash flow = operating cash flow − capital expenditures (we compute it; filings rarely report it). n/m = not meaningful (denominator ≤ 0); “—” = not reported. Each ratio’s formulas are under “How it’s calculated”.

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Smart money

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Showing the most recent 5 annual periods. Get longer history on the Pro plan, or the full history (1993–present) plus the smart-money dataset and webhooks on Institutional.

Peers, filings & research

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Research Reports

No published research on FISV yet.

Reports appear here as analysts publish research on this company — built with Valuein's agentic workflows on data pinned to its SEC filing. Be the first: run equity_research_brief on FISV and publish the result to your public profile.

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Cite this page

Data as of Oct 31, 2026. Canonical address: https://valuein.biz/data/FISV

APA-style text
Valuein. (2026, October 31). FISERV INC (FISV) financial statements, earnings power and smart-money summary [Data set]. Source: SEC EDGAR filings. https://valuein.biz/data/FISV
BibTeX
@misc{valuein_fisv_2026,
  author = {{Valuein}},
  title = {FISERV INC (FISV) financial statements, earnings power and smart-money summary},
  year = {2026},
  howpublished = {\url{https://valuein.biz/data/FISV}},
  note = {Data as of 2026-10-31; source: SEC EDGAR filings}
}
Open 10-K in SEC Inline XBRL viewer

10-K filed Feb 19, 2026 · accession 0000798354-26-000009

Agents: every figure Valuein's tools return carries a fact_id that traces to its SEC filing.

point-in-time · survivorship-free · every number traceable to its SEC filing

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