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Overview

HUNTINGTON BANCSHARES INC /MD/

HBANNASDAQFinancialsNational Commercial BanksCIK 0000049196Large-cap benchmark

Latest 10-K: FY2025, filed Feb 13, 2026 · Open the 10-K (Inline XBRL) ↗

Revenue
$1.56B
6.4%YoYup from FY2024
TotalRevenue
Gross profit
Not reported
Net income
$2.21B
14.0%YoYup from FY2024
NetIncome
Diluted EPS
$1.39
13.9%YoYup from FY2024
EPSDiluted
Diluted shares
1.50B
1.9%YoYup from FY2024
WeightedAvgSharesDiluted

At a glance

Growth

  • HUNTINGTON BANCSHARES INC /MD/ reported revenue of $1.56B for fiscal 2025, up 6.4% from fiscal 2024.
  • Revenue grew faster than the median S&P 500 member in 5 of the last 5 fiscal years.

Profitability

  • Net margin was 141.5%, against a median of 12.8% across S&P 500 members for the same fiscal year.

Per share

  • Diluted EPS was $1.39, up 13.9% from the prior year.
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Written from the filed figures on this page by fixed rules — no AI.

Data as of Oct 31, 2026 · Sources: SEC EDGAR 10-K

Financial statements

Annual figures from the 10-K, most recent fiscal year first.

Income Statement

5 annual periods

Chip: YoY change.

Income Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: large-cap benchmark median change. Line under a label: how many large-cap benchmark companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Revenue
$1.56B6.4%up
Benchmark median 6.4%
$1.47B4.9%up
Benchmark median 4.5%
$1.40B6.2%up
Benchmark median 4.8%
$1.32B18.4%up
Benchmark median 10.3%
$1.11B25.9%up
Benchmark median 13.8%
8.8%
Benchmark median 6.6%
Gross Profit
Median of 315 / 498
—
—
—
—
—
—
Benchmark median 6.2%
Operating Income
Median of 373 / 498
—
—
—
—
—
—
Benchmark median 7.2%
Net Income
$2.21B14.0%up
Benchmark median 4.8%
$1.94B0.6%down
Benchmark median 5.7%
$1.95B12.8%down
Benchmark median 1.9%
$2.24B72.8%up
Benchmark median 1.3%
$1.29B58.5%up
Benchmark median 33.9%
14.3%
Benchmark median 4.1%
EPS (Diluted)
$1.3913.9%up
Benchmark median 6.2%
$1.221.6%down
Benchmark median 7.9%
$1.2414.5%down
Benchmark median 1.9%
$1.4561.1%up
Benchmark median 1.5%
$0.9030.4%up
Benchmark median 34.8%
11.5%
Benchmark median 5.6%

Balance Sheet

5 annual periods

Chip: YoY change.

Balance Sheet, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: large-cap benchmark median change. Line under a label: how many large-cap benchmark companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Total Assets
$225.11B10.2%up
Benchmark median 5.6%
$204.23B7.8%up
Benchmark median 3.4%
$189.37B3.5%up
Benchmark median 4.1%
$182.91B5.1%up
Benchmark median 2.2%
$174.06B41.5%up
Benchmark median 6.7%
6.6%
Benchmark median 4.7%
Total Liabilities
Median of 357 / 498
$200.73B8.8%up
Benchmark median 6.4%
$184.45B8.5%up
Benchmark median 1.9%
$169.97B2.9%up
Benchmark median 2.9%
$165.14B6.7%up
Benchmark median 2.0%
$154.75B40.6%up
Benchmark median 5.2%
6.7%
Benchmark median 4.4%
Stockholders' Equity
$24.38B23.2%up
Benchmark median 6.8%
$19.78B2.0%up
Benchmark median 5.4%
$19.40B9.2%up
Benchmark median 7.3%
$17.77B8.0%down
Benchmark median 2.5%
$19.32B48.7%up
Benchmark median 9.0%
6.0%
Benchmark median 6.1%
Cash & Equivalents
$1.78B5.8%up
Benchmark median 5.2%
$1.69B8.2%up
Benchmark median 1.9%
$1.56B13.3%down
Benchmark median 6.7%
$1.80B0.8%down
Benchmark median -8.6%
$1.81B37.3%up
Benchmark median -2.9%
-0.4%
Benchmark median 2.0%
Total Debt
$18.48B†11.5%up
Benchmark median 2.1%
$16.57B†27.3%up
Benchmark median 0.2%
$13.01B†11.1%up
Benchmark median 0.3%
$11.71B†57.4%up
Benchmark median 0.1%
$7.44B†12.8%down
Benchmark median -0.1%
25.5%
Benchmark median 4.3%

† Sum of short-term and long-term debt; the company files no total-debt line.

Cash Flow Statement

5 annual periods

Chip: YoY change.

Cash Flow Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: large-cap benchmark median change. Line under a label: how many large-cap benchmark companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Operating Cash Flow
$2.48B35.2%up
Benchmark median 6.3%
$1.84B30.9%down
Benchmark median 4.8%
$2.66B34.0%down
Benchmark median 9.9%
$4.03B95.3%up
Benchmark median -0.7%
$2.06B55.9%up
Benchmark median 10.7%
4.7%
Benchmark median 7.0%
Capital Expenditures
$267.00M86.7%up
Benchmark median 5.4%
$143.00M2.1%up
Benchmark median 2.8%
$140.00M34.6%down
Benchmark median 11.3%
$214.00M13.4%down
Benchmark median 14.0%
$247.00M107.6%up
Benchmark median 8.1%
2.0%
Benchmark median 9.0%
Free Cash Flow
Median of 378 / 498
$2.21B30.8%up
Benchmark median 7.3%
$1.69B32.7%down
Benchmark median 6.1%
$2.52B34.0%down
Benchmark median 8.8%
$3.81B110.1%up
Benchmark median -11.3%
$1.81B50.7%up
Benchmark median 10.2%
5.1%
Benchmark median 4.9%

n/m: not meaningful — the base (the prior year, or the first year for the CAGR) was zero or negative, or a per-share figure’s share basis changed (stock split). “—” means the figure is not available.

Benchmark median = median of the companies in the benchmark universe on Dec 31 of each fiscal year, from their own 10-K filings; a change counts only companies whose prior year was positive. Each median uses every member that reports the line item; where fewer than 80% do (banks and insurers file no gross profit), the row names how many. Published where at least 250 companies report it. Updated 2026-10-27. This compares reported figures, not share-price returns. Methodology

Ratios & valuation

FY2025

Every ratio read two ways: Wall Street’s popular formula and the value investor’s stricter one. Same question, same unit. Pick a ratio.

Valuation · Earnings yield

What a dollar of market value earned

8.0%

Wall Street

on net earnings

FY2024 7.5%

8.5%

Value investor

on free cash flow

FY2024 7.0%

Gap +0.5 pts: Value-investor figure 0.5 points higher

How it’s calculated

Wall Street · on net earnings

Diluted EPS ÷ fiscal-year-end share price (1 ÷ P/E)

pe_ratio (ratio table)

P/E 12.5×

Value investor · on free cash flow

(Operating cash flow − capital expenditures) ÷ market capitalisation (fiscal-year-end close × weighted-average diluted shares)

free cash flow ÷ market cap

Each ratio measures one thing two ways, in the same unit: the popular formula, then a stricter one, so a lower figure is the stricter reading. Gap = value-investor figure minus Wall Street figure, from the figures shown.

Price-based ratios use the fiscal-year-end closing price. Free cash flow = operating cash flow − capital expenditures (we compute it; filings rarely report it). n/m = not meaningful (denominator ≤ 0); “—” = not reported. Each ratio’s formulas are under “How it’s calculated”.

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Smart money

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Showing the most recent 5 annual periods. Get longer history on the Pro plan, or the full history (1993–present) plus the smart-money dataset and webhooks on Institutional.

Peers, filings & research

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Research Reports

No published research on HBAN yet.

Reports appear here as analysts publish research on this company — built with Valuein's agentic workflows on data pinned to its SEC filing. Be the first: run equity_research_brief on HBAN and publish the result to your public profile.

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Cite this page

Data as of Oct 31, 2026. Canonical address: https://valuein.biz/data/HBAN

APA-style text
Valuein. (2026, October 31). HUNTINGTON BANCSHARES INC /MD/ (HBAN) financial statements, earnings power and smart-money summary [Data set]. Source: SEC EDGAR filings. https://valuein.biz/data/HBAN
BibTeX
@misc{valuein_hban_2026,
  author = {{Valuein}},
  title = {HUNTINGTON BANCSHARES INC /MD/ (HBAN) financial statements, earnings power and smart-money summary},
  year = {2026},
  howpublished = {\url{https://valuein.biz/data/HBAN}},
  note = {Data as of 2026-10-31; source: SEC EDGAR filings}
}
Open 10-K in SEC Inline XBRL viewer

10-K filed Feb 13, 2026 · accession 0000049196-26-000015

Agents: every figure Valuein's tools return carries a fact_id that traces to its SEC filing.

point-in-time · survivorship-free · every number traceable to its SEC filing

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